“EVERYBODY’S WORKING FOR THE WEEKEND….” (Loverboy, 1981) Or… are they? Unfortunately, many folks out there these days sure wish they were working at all… and the Labor Department reported last Friday that the US lost 95,000 jobs in September. What else did the Jobs Report say and what could the news mean for home loan… Read More
Bay Area First time home buyers looking for a low down payment loan- Down Payment assistance is back
September 30, 2010 By
The glass is half full for Bay Area first time home buyers looking for a no down payment loan. In a move to help Bay Area home buyers CalHFA and FHA have partnered to offer a new zero down payment home loan. The California Housing Finance Agency (CalHFA) has partnered with the Federal Housing Administration… Read More
The historical lowest rates and low home prices create gold in the Bay Area-
September 29, 2010 By
It’s been said there’s a pot of gold at the end of every rainbow. Yet, after last week’s regularly scheduled meeting of the Federal Open Market Committee, the Fed helped gold seem more “charmed” than ever. What happened, and what does this mean for home loan rates? As expected, last week the Fed decided to… Read More
Fannie Mae Announces New Buyer and Seller Incentives for Homepath REOs
September 23, 2010 By
On Thursday, the GSE announced a seller assistance incentive for properties listed on the company’s REO website, HomePath.com. Fannie is also expanding the initiative to offer an incentive to real estate agents and brokers. Qualified homebuyers who will be owner-occupants can receive up to 3.5 percent of the final sales price that can be used… Read More
What to Do When Your Bank Won’t Finance More Than 4 Properties- The investor’s solution.
June 21, 2010 By
Fannie Mae changed guidelines to re-allow up 10 homes financed per person in February 2009, the program provides bona fide investors with an avenue to add to their respective real estate portfolios. While most lending institutions failed to accept these loans we have been doing them successfully at Vintage Mortgage Group. In its official announcement,… Read More
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April 29, 2010 By
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Loans with low down payments have returned in the Bay Area- 5% Down
April 20, 2010 By
The search for a low down payment has returned to Bay Area home buyer Alternative to FHA 5% Down Payment Conventional Home Loan Tired of your FHA offer not being accepted in this competitive purchase market? Look no further. I am a Loan Consultant at Vintage Mortgage Group; a bank and broker in the Bay… Read More
Going Green with paperless mortgages-
March 5, 2009 By
Imagine the mortgage process without thick files most likely with duplicates and triplicates. No longer is this fantasy. In fact this is a practice I hung my hat on close to two years ago. At last end-to-end paperless mortgages are here. Is your local Bay Area Mortgage Broker offering it? Previously, the paperless-mortgage process included… Read More
Pleasanton, Livermore Homes get a Solar Boost-
June 24, 2008 By
Pleasanton and Livermore, CA are working together to increase the amount of solar homes in these two cities. July 1st will kick off the “Solar Cities Program” that will help residents install solar power to their residential homes. The cities approach is to be able to supply a one stop shop; a place where you… Read More
Green Real Estate in the news- Eco-Broker Makes CNBC:
May 2, 2008 By
The market for Green homes and Green Real Estate companies has taken off. In an interview on CNBC the founder of EcoBroker gave the first interview discussing the facts of what the Eco-Broker designation means to Realtors and the Real Estate industry. The demand for professional expertise on green topics in real estate, the consumers… Read More
