Mortgage Down payments and Gifts- What you need to know on Gift Tax

I recently received this article from a good friend outlining gift tax and estate planning from Charles Schawb. I found it to have good information that could also answer some questions when it comes to gifting down payments from relatives and what they and you need to know. As always its best to … [Read more...]

Client Success- Loan to $625,000 with 95% Conventional financing, NO Mortgage Insurance

High Balance Conventional Financing to 95% Jane was a first time home buyer with pretty good income and a decent credit history. Jane had found a property that would require a $625,000 loan amount but only wanted to put down a 5% down payment. She was getting quotes from lenders requiring a 10% … [Read more...]

90% Combo loan Back in the Bay Area- No Mortgage Insurance Any More

Looking to buy a home with less than a 20% down payment? Possibly a purchase or Refinance to a 90% combined loan to value? Mortgage Insurance NO More! New combined loan programs allow for just that. Purchase amount up to: $833,333 at 90% CLTV (CLTV=Combined Loan to Value of the First and Second … [Read more...]

What’s Ahead For Pleasanton, CA Mortgage Rates This Week : September 4, 2012

Pleasanton Mortgage markets improved last week for the second consecutive week. Lite Volume Leads to Break in Interest Rates With no news coming from Europe, Wall Street was focused U.S. economic data and Federal Reserve Chairman Ben Bernanke's planned public speech from the Fed's annual retreat … [Read more...]

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This is an example of a WordPress post, you could edit this to put information about yourself or your site so readers know where you are coming from. You can create as many posts as you like in order to share with your readers what exactly is on your mind. This is an example of a WordPress post, … [Read more...]

This is a wordpress post

This is a wordpress post

This is an example of a WordPress post, you could edit this to put information about yourself or your site so readers know where you are coming from. You can create as many posts as you like in order to share with your readers what exactly is on your mind. This is an example of a WordPress post, you … [Read more...]