Bay Area Refinance Rates- Weekly Report

Week of December 15-19th 2008-

A week before Christmas brought many gifts to Mortgage Market Rates in the San Francisco Bay Area. The average loans that I locked for my clientele this week varied form as low as 4.875% for a conventional refinance to 5.5% for an FHA purchase. FHA rates continue to look strong through the end of the year. FHA down payment is set to change to 3.5% staring January 1, 2009.

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